Company History
We
are a web based, loan modification document preparation service. Our
service was created to help and guide homeowners through the loan
modification process and was developed by actual bank negotiators
for licensed real estate attorneys and loan modification companies. Our system will help you get a loan modification,
easier and faster than working by yourself. Assuming you have the
correct combination of eligible factors like an Adjustable Rate
Mortgage, High Interest Rates, Negative Equity, Poor Credit, Reduced
Income, temporary/permanent hardship, etc... you should get a loan
modification approved by your bank or servicer.
Most Lending Banks have enhanced and expanded its Loan Modification
Programs to include a wide array of hardship situations. There are seven
(7) new loan modification programs that can be used to address
temporary hardships like layoffs, job loss or short-term income
reductions, and permanent hardships like death of a spouse, disability,
divorce, or severe medical situations. These newly expanded and enhanced
programs allow your bank to modify or change the term of the loan, the
interest rate, and in some cases, principal balance, to reduce the
monthly payment to an amount you can comfortably afford. Loan
Modifications can be done as a short-term cure for a period as little as
six (6) months, or in some situations, modifications can be made
permanent.
Homeowners with past due real estate taxes can apply as well, to get
caught up and to escrow taxes going forward. Based on your financial
situation and hardship, Bank representatives will work with you and help
to find the program that is right for you. In today’s strained economic
environment, the threat of Foreclosure seems to lurk around every
corner. Be assured: YOUR BANK does not want to foreclose on your
property. Foreclosure is a no-win situation for the homeowner and the
bank. A Loan Modification Program is the solution to ensure everyone
comes out a winner. |